Overview
“Vanguard” is the flagship product developed by EPIKINDIFI. It is an end-to-end Flexible, Integrated, Modular and Intelligent Digital Lending Origination platform from Customer journey origination through in-principle sanction and upto disbursement. Vanguard is a visually driven ‘zero-code’ platform which can be effectively managed and operated by bank’s business and IT staff.
“Vanguard” empowers leaders and employees of an Financial Institution with true insight into the organisation through an end-to-end integrated platform that spans across business products and combines customer onboarding, account opening, loan origination, deposit accounts, workflow, credit analysis, content management and instant reporting capabilities. Vanguard seamlessly integrates with the Institution’s core and transactional systems, while replacing point solutions and manual-based processes.
Vanguard is being used by our different customers across globe for both their SME and Retail lending business. It can also automate and create straight-through processing for liabilities products such as CASA and Term Deposits. Vanguard can also be used to manage various service requests and credit card dispute resolution.
- Designed by bankers who understand how financial institutions operate, Vanguard delivers ROI by:
- Delivering revenue growth by quicker turn-around time
- Improving productivity due to process automation
- Improved Customer relationships due to memorable customer experience
- Improving compliance by maintaining data integrity
Platform features
Document Studio
Notification Studio
Experience Designer
AI/ML Engine
Decision Engine
API/RPA
Product Hub
Workflow Engine
Platform Capabilities
Flexible Deployment
Get up and running quickly on Vanguard’s various deployment models. The deployment models give flexibility to deploy in cloud, host in your own cloud or run it on-premises.
Design your Journey
Without requiring knowledge of coding, product managers can design their customer journey workflows to be as efficient as possible: designing customer journey, designing elements to put right data in right form and automating tasks. All these can be done from the comfort of your office.
Integration Framework
Vanguard’s integration frame uses twin capabilities of API integration and RPA based integration. This makes integration one of the least painful exercise in project implementation.
Schema less
Makes it easy, especially for large clients, to implement Vanguard without changes to their existing investments in smaller point solutions from Fintechs. The Vanguard can consume data from them and stitch a straight through process workflow.
Build your own rules
Without requiring knowledge of coding, product managers can design their customer journey workflows to be as efficient as possible: designing customer journeys, designing elements to put right data in right form and automating tasks. All these can be done from the comfort of your office.
Key Benefits
Easy to Design
Simple drag-and-drop designer that lets product managers design their customer journey workflows even with zero knowledge of coding.
Easy to Integrate
Using the twin capabilities of API and RPA, Vanguard can easily and quickly integrate even with legacy systems where no API is available.
Zero Code
Vanguard picks up data and stitches a straight-through process workflow, making it easy to implement without major changes to existing legacy software.
Flexible Deployment
Gets the system up and running quickly through flexible deployment models: on-premise, cloud, or hybrid.
Modular Design
The modular design lets clients start with essential modules and scale up once it starts showing results. Also means clients pay only for what they use.
Better Cost to Market
Vanguard’s integrated setup offers better cost arbitrage (both integration and maintenance costs) compared to assembled setups.